Since we got some snow, I took the fat bike out for a gravel ride in MN. Could have taken the gravel bike, but being well below zero, not even insulated overshoes would have kept my feet warm, so winter boots and flat pedals of the fat bike. Windy, cold and fairly slow going. The buff was frozen to the beard!
Last time I attend with some amazing people and enjoyed more than I thought. Wishing I can go this year but not possible at all. I now stayed far away from SF. So it's better for those guys wishing for a great winter riding. As the same for you!